Posts with tag 'Home buying'
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Buying Your First Home? Learn These Lessons Today.
Buying a home is a huge deal especially for first-time home buyers. Apart from being the single biggest purchase you will ever make, the process itself can be complicated. When you work with one of our real estate agents from Wagner Realty, we will always be on hand to help guide you through the entire process. Below are the key lessons to learn today to help make your home-purchase journey a little less stressful.
Put Aside Your Down Payment Money
It's common for lenders to require you to put down 20 percent as down payment for your new home. Although many lenders allow as little as 3 percent for first-time home buyers, committing anything less than 20 percent will mean higher loan costs and add...
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Make Them an Offer So They Know You Mean It
5 Tips for Making an Offer to Buy a Home
So you've fallen in love with the perfect house. Your dream home is waiting, and now the ball is in your court. Knowing how to make the right impression with the seller is an important element in negotiating an agreeable selling price and ensuring that your prospective new home doesn't slip away and into someone else's hands. Our real estate agents have the experience and know how to help you make an offer that's hard to refuse, and we've put together a few suggestions that could give you the advantage in sealing the deal.
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Right on the Money | Getting Your Finances in Order to Buy a Home
Getting Your Finances in Order to Buy a Home
Preparing to purchase your first home starts long before you choose a REALTOR® or fill out a loan application form. You've probably started the process without even knowing it by graduating from school, accepting your first job, and financing a car.
There's something you should know before we get started: lenders typically base their loan approval on two things:
- a buyer's ability to make an acceptable down payment and
- the buyer's credit profile. A good credit profile shows the person's ability to make timely, ongoing monthly payment.
Before you begin the loan application process, it's important to get your finances in order to buy your first home.
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Top Tips from the Pros For First-Time Home Buyers
Tips for Buying Your First Home
Buying your first home is an important life milestone. The process requires your patience, dedication, and financial commitment. You must think differently and consider factors that may not have been important before now.
The good news is that our REALTORS® know what it takes to find a home that's right for your family. When it's time to search for your new home, we'll help you through the process. Our Real Estate Guide for Buying Your First Home provides a to-do list to help you prepare for your home buying experience.
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First-time Buyers Guide: Buying a Home in 2018
2017 has been a busy year for home buyers and 2018 seems like it will be booming too.
While some people will shy away from getting involved in such a busy housing market, first-time buyers should be excited! First-time buyers have some major home-buying advantages. There are many state, county and municipal assistance programs available for first-time home buyers. In addition, time is also on the side of the first-time buyer. Since you don't have to worry about selling an existing home before you move, you can gather information and take action on your terms.
Let's focus on the top ten things you can do to get off to the right start.